Maharashtra Adjudicator awards 45 lakhs compensation against PNB

Adjudicator of Maharashtra (Mr Rajesh Aggarwal) has reportedly awarded a compensation of Rss 45 lakhs in a phishing case against PNB.

As per the copy of the order available on the website of DIT, Maharashtra, out of the total amount of Rs 80.10 lakhs transferred out of the account, about Rs 37,64,675/- had been frozen in the beneficiaries accounts and recovered.

After the series of decisions in Chennai this is another welcome decision to the Bank customers. PNB which has several pending cases including a 1.65 crore case in Delhi must be making necessary provisions to meet the liabilities.

This is reported to be one of the 13 cases in which the Adjudicator has passed orders against 9 different Banks, 4 telecom companies and 2 mobile recharge portals.

Naavi is happy that the principle that Banks are liable for Phishing established with the S.Umashankar Vs ICICI Bank is now getting wider acceptance. This is an extremely heartening development.

Other Cases in Maharashtra

Report in Financial Express

Naavi

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Aadhar Cards sent by ordinary post

Aadhar numbers are being issued by the Government of India as a once in a life time identification number for a resident of the country. Many consider this as a “Sensitive personal Information” which is going to be linked with the Bank accounts, and several other vital activities of an individual.

If the Aaadhar number falls into wrong hands, it has the potential to be misused.

UIDAI is maintaining that “Aaadhar” is only a “Number” and the document they send is not a “Card”. It is a number which can be quoted to a service provider such as the Bank and the Bank can use it for identifying the individual not because of his posession of the Aadhar card, but with the use of his biometric. This means that every time aadhar ID is to be used, the individual has to provide his biometric (such as the finger print) and the user has to make a query to the UIDAI data base to confirm “Is this the ID of MR…? Yes or No”. The data base is expected to reply either Yes or No.

However in practice and more so since the verification mechanism is unlikely to be available for some time now, the Aadhar paper (let us call it a Card though UIDAI would maintain that it is not a “Card”) will be used by the public as a Photo ID. It is likely to be used for all and sundry applications including railway ticket booking, bank accounts, etc.

Under these circumstances, I was shocked and surprised that I was delivered my cards today by the postal department through ordinary mail. The covers carried a stamp of only Rs 5 and had not even been gummed. They were left by the postman in the letter box on my compound. Though UIDAI had taken my mobile number, they did not alert me that the cards are being delivered.

If this mode of delivery is being used as a routine, the possibilities of the cards being lost and misused on a large scale is a certainty.

Government of India owes an explanation to this callous way of handling the delivery of the aadhar card. If the Card is lost in transit, will Aadhar issue duplicate cards? If not should people manage without a “Card”? with some unknown person having the card in his possession and using it as an ID?

Naavi

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Indian Copyright Law 2012

The amended Copyright Act was notified for effectiveness on 21st June, 2012. The related rules were also released for public comments before 21st September 2012.

The amended Copyright Act has brought several aspects of digital work into the copyright domain.

There is a need for a detailed study of the amendments from the perspective of Cyber Space implications of the amended copyright Act.

Some brief comments of these aspects had been provided in Naavi.org earlier. In the coming days attempts will be made to add to this knowledge base.

I invite other Copyright specialists to contribute their ideas into this “Indian Copyright Law 2012″ discussions.

Naavi

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